S&PRally a bit

The S&P 500 did some rebounding according to Yahoo Finance driving the I fund a bit farther. Don't know if we will ever come back to $26.00 a share we saw late 2008...

Time to start moving the funds...

As I watched Allan Greenspan last week discuss the economy slight recovery I see a positive mood... If that makes any sense. My good buddy TSP tracker made a great gain this month.

The TSP Funds - "G", "F", "C", "S", " I "

There are five investment options that are available to the millions of federal employees:

• Government Securities Investments. The "G" Fund is invested in very short-term U.S. Treasury securities (bonds) guaranteed by the federal government. These are unique government securities, backed by the full faith and credit of the US Government, available only through the G Fund. This is equivalent to a high-yield stable value fund, so there is no possibility of a loss of principal, and there is no risk of loss. As set forth by law, the interest paid by this fund is equal to the average rate of return on outstanding Treasury securities with four or more years to maturity. There is no ticker symbol for the G Fund.

• Fixed Income Index Investments. The "F" Fund is invested in high quality securities (Barclay's US Debt Index Fund), which track the Lehman Brothers U.S. Aggregate (LBA) bond index. This index represents a diversified group of U.S. government, corporate and mortgage-related securities. It will also perform similarly to the Vanguard Total Bond Market Index Fund (ticker symbol: VBMFX). For tracking purposes, one can either use the Vanguard Total Bond Market Index Fund (ticker symbol: VBMFX) or the IShares Lehman Bond Index (ticker symbol: AGG). Through the G and F Funds, TSP participants with low risk tolerance can avoid the stock market entirely.

• Common Stock Index Investments. The "C" fund (think "C" for common stocks) is invested in a portfolio of stocks (Barclay's Equity Index Fund) which track the stock market as a whole by replicating the performance of the Standard & Poor's 500 Index. Meaning, this fund invests in very-large-cap U.S. stocks. It will behave similarly to S&P 500 Index funds such as Vanguard 500 Index (VFINX). For tracking purposes, we will use the S&P 500 Large Cap Index (ticker symbol: $SPX).

• Small Capitalization Stock Index Investments. The "S" Fund (think "S" for small stocks) is invested in a portfolio of stocks (Barclay's Extended Market Index) that replicates the performance of the Wilshire 4500 Index. These are the largest U.S. stocks and it does not include stocks of the S&P 500 Index. Meaning, it tracks the performance of the non-S&P 500 stocks in the U.S. market. The C and S Funds combined cover almost the entire U.S. stock market. This fund will perform similarly to the Vanguard Extended Market Index Fund (VEXMX). For tracking purposes, we will use the Dow Jones Wilshire 4500 Completion Index (ticker symbol: $EMW or $DWCPF).

• International Stock Index Investments. The "I" Fund (think "I" for international stocks) is invested in a portfolio of stocks (Barclay's EAFE Index Fund) designed to track the performance of an index that represents the international equity markets. The board chose to mirror the Morgan Stanley EAFE Index, which tracks the large companies in 21 countries in Europe, Australia and the Far East. For tracking purposes, we will use the IShares MSCI EAFE Index Fund (ticker symbol: EFA).

Four of these, managed by Barclays Global Investors, are trust funds open only to tax-exempt employee benefit plans. These funds are not mutual funds and are not open to individual investors. As such, there are no tickers for the funds reported in the financial press.

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For End of Day Tracking Purposes:

Fund	Ticker Symbol
G	none
F	AGG
C	$SPX
I	EFA
S	$EMW

Interfund transfer VS: Fund Allocation (Explained)

Interfund Transfer Distribution vs. Fund Allocation
You have a "pot" of TSP funds built up. When you change the way the funds in this "pot" are invested, you are requesting an interfund transfer. You may also allocate how your FUTURE payroll contributions will be allocated or invested. These percentages may or may not be the same. When you change one, it does not change the other. You have to change them separately by going on the TSP website or calling the ThriftLine (both requiring your PIN number) or by using a TSP-50 from your HR office.

http://community.federalsoup.com/4/OpenTopic?a=tpc&s=4944011921&f=2514011031&m=4231068621

The TSP Funds

TSP funds
The TSP offers investors a choice of funds:
G fund - Government Securities. These are unique government securities, backed by the full faith and credit of the US Government, available only through the G Fund.
F fund - Fixed Income Index (Barclay's US Debt Index Fund tracks the LBA Bond Index)
C fund - Common Stock Index (Barclay's Equity Index Fund tracks the S&P 500 Stock Index)
S fund - Small Cap Stock Index (introduced in 2001, Barclay's Extended Market Index tracks the Wilshire 4500 Index)
I fund - International Stock Index (introduced in 2001, Barclay's EAFE Index Fund tracks the EAFE Stock Index)
Plus the L (Lifecycle) family, described below, which maintains a dynamic melange of the above five core funds appropriately and frequently rebalanced in anticipation of employee's retirement date.
Four of these, managed by Barclays Global Investors, are trust funds open only to tax-exempt employee benefit plans. These funds are not mutual funds and are not open to individual investors. As such, there are no tickers for the funds reported in the financial press.
In 2005, the TSP introduced the lifecycle funds (L2040, L2030, L2020 L2010, L Income), which are composed of percentages of the five funds based on target retirement year. The composition of the L funds will shift to be more secure as the target years approach. For instance, around 2010, the L2010 fund will be given a makeup similar to the current L Income fund, and an aggressive L2050 fund will be established. These asset shifts are automatic and the advantage of the L funds.
The following percentages indicate the initial breakdown of the L funds at the time of their creation. According to TSP literature, these funds are rebalanced on a quarterly basis, becoming less risky (higher percentage in the G fund), as they eventually align with the initial "L income" percentages by their "target dates".
L2040 - 5%G, 10%F, 42%C, 18%S, 25%I
L2030 - 16%G, 9%F, 38%C, 16%S, 21%I
L2020 - 27%G, 8%F, 34%C, 12%S, 19%I
L2010 - 43%G, 7%F, 27%C, 8%S, 15%I
L Income - 74% G, 6%F, 12%C, 3%S, 5%I

Welcome... TSP Investors

Welcome to the TSP Dashboard. This site consists of TSP related resources which will help Thrift Saving Plan members keep abreast of what the market is doing.